Name: MONEY GLOW UP: 8 Tiny Habits & Secret Tips to Exit your Broke Era ?
Uploaded: 2024-09-30T15:16:26.000Z
Duration: 17 min 58 s
Description: Thousands of YouTube videos with English-Chinese subtitles! Now you can learn to understand native speakers, expand your vocabulary, and improve your pronunciation...

What's up guys? Welcome back to my channel.

I hope you're having a lovely day today and I hope it gets even better from watching this video.

Today we're chatting all about little secret tips, tiny habits to glow up your finances and enter your rich girl era.

Just get really knowledgeable about finances so you know what you're talking about, you know what you're doing.

We're going to be covering so many things from your money mindset to investing to budgeting, saving, emergency funds, sinking funds, all the things.

A few years ago, I was completely financially illiterate.

I like to make them very like easy to understand.

So literally if you're starting from scratch, you're welcome here.

We're going to explain everything very easily so that you don't feel stupid because that is not the point, okay?

And if you're new here, hi, I'm Nika, welcome.

I make videos all about self-improvement and I like to make them very like actionable.

Here are the tips, the tricks, so you can actually create like the life that you want.

I would love for you to stick around and subscribe and check out my social media if you want to see more of my personal life.

And without further ado, let's jump straight into it.

The first thing we're going to talk about is your money mindset because I feel like that's such a pillar when it comes to creating that foundation for your amazing financial future.

Obviously, if your mindset around money is really negative, if you have a lot of stress around money, if you think money is evil, etc., it's going to be really hard for you to create the life that you want financially speaking.

You're going to have a lot of resistance towards actually doing the things that you need to do to get to where you want to go.

So first thing you're going to do is you're going to write down all of your negative kind of limiting beliefs around money.

So this can be things like money is the root of all evil.

People who are rich are selfish and greedy.

Of course, you can add to this list as you go on, but then you're going to start to reframe them one by one and you don't want to do this all in one day.

I honestly wouldn't do more than like one per week.

Obviously, it depends on you, but you can get easily overwhelmed with these things and also you need time to digest this mental shift.

Just changing one is going to make a big difference.

So here is your step-by-step process of how to reframe these beliefs.

So the first thing you're going to write is what is your emotional payoff of keeping this belief.

So if I believe money is the root of all evil, my emotional payoff, for example, could be that I don't really have to go after what I want because I kind of have an excuse, like because if I make that money, that means I will be one of the evil people.

So that is a nice little cushiony excuse for me to not put myself out there, to not go after my goals because money is the root of all evil anyway, so I don't want that.

Then you're going to write proof of why you believe this.

Number one, my family used to always tell me this.

Number two, I met this chat guy who was a rich a**hole and he thought the whole world revolved around him and, you know, he was super greedy, selfish, whatever.

And then you're going to go through each point.

You're going to dissect it and prove yourself wrong.

Obviously, this is going to be very personal, but for example, with the family thing.

So maybe my family used to always say that about all the rich people, even though it probably does not apply to every single one, to keep us where we were, to feel good about where we actually were and feel like we're the good ones and the righteous ones and everyone with money is bad and evil, which is probably not the case.

The chat guy probably would have been an a**hole whether he had money or not.

You know, you go step by step and you expand on it as much as you can so that you really, really shift something.

Next, you're going to write the belief that you would rather believe.

So let's say my belief would be money is actually just a tool.

What someone does with it is based on their character, their upbringing, whatever, their personality.

Money in itself doesn't have a power to change someone.

It might bring out certain qualities, but money is not the problem here.

Then you're going to write evidence and proof of why this new belief is true.

So let's say you actually met quite a few people that were actually really lovely and very giving.

There's so many organizations that do so much good, where people with money donate to all the time, yada, yada, yada.

And then lastly, you're going to write the emotional payoff of this new belief.

First of all is that I can now view people as they are and judge them not because they have or don't have money, but based on the quality of their character.

Also, I can now go after what I want because I know it's not going to make me evil, etc.

So just write as many things as you can think of.

And that is basically the whole process of you changing these negative beliefs.

That is something we cannot not talk about when it comes to your money glow up.

I really feel like, again, that's just another pillar of your foundation.

It teaches you so much about, first of all, where your money is actually going, what the real situation, the reality of your finances is.

I know that's scary to look at, but it's so important.

You can't fix a problem if you don't know what the problem is in the first place.

And then it's basically your guide of where you're going to put your hard-earned money.

Of course, you might want to limit yourself in certain areas.

And the whole point is that you can save more money that's going to go towards your emergency fund, maybe a down payment on a house, maybe investing, whatever it might be.

It's going to create those healthy habits that you're going to have for the rest of your life.

I made a whole video about this where I go in detail about how to set up your budget and everything you need to know.

Plus, we talk about building your emergency fund, which I feel like should be your first step.

I'm going to link that down below so you can check it out.

So if you are like, where the hell do I start?

I love systems, organization, notion templates, the whole thing.

So for me, it really, really helps to have a really nice budget.

I used to just use notion ones that I made for free, but right now I'm using one by Coplante.

I found this on my own on YouTube, actually, and I love it so much.

The girl who made it actually reached out to me because she saw me using it.

You can literally do it in your journal if you want to, but I love to have a really, really good, easy-to-use budget.

And this one is my favorite that I've ever used.

I genuinely get so happy anytime I just look at it.

If at the moment your spending habits are a little bit out of control or let's say this past month you spent like way too much money and you just want a little reset, an amazing idea is to do a low spend month.

Subtitles ListPlay Video

MONEY GLOW UP: 8 Tiny Habits & Secret Tips to Exit your Broke Era ?

literally

stick

individual

mindset